Disclaimer
Loyalty Intelligence is informational. It is not booking, financial, or travel advice.
General Disclaimer
Loyalty.travel provides loyalty program scores, point valuations, redemption analyses, tier projections, status match opportunities, and program comparisons for general informational purposes only. The Loyalty IQ score and all associated rankings, redemption sweet spots, and program data are generated by artificial intelligence and automated data pipelines that aggregate publicly available sources. While we strive for accuracy, Loyalty.travel does not guarantee the accuracy, completeness, currency, or reliability of any information provided on this platform.
AI-Generated Content
Program scores, dimension breakdowns, comparison verdicts, blog summaries, and personalized advisor responses are generated using large language models and may contain errors, hallucinations, outdated rules, or inaccuracies. Loyalty programs change award charts, transfer ratios, fuel surcharge policies, status thresholds, and partner agreements frequently and often without notice. Always verify program rules, award availability, taxes, and fees directly with the operating airline, hotel, or program before booking, transferring points, or making any status-related decision.
Point Valuations Are Estimates
Cents-per-point (CPP) figures, redemption value calculations, and portfolio dollar valuations are estimates derived from third-party valuations (e.g., The Points Guy, Frequent Miler, Head for Points), historical award pricing, and synthesized expert opinion. They are not offers, guarantees, or representations that you can actually redeem points at any specific value. Real-world redemption value depends on award availability, route, season, taxes, fuel surcharges, and program changes outside our control.
Not Financial, Travel, or Tax Advice
Nothing on Loyalty.travel constitutes financial, investment, tax, legal, or professional travel advice. Decisions about credit card applications, point transfers, mileage runs, status challenges, status matches, award bookings, or program participation are your own. Consult appropriate professionals — and the program's own terms — before acting on anything you read here.
No Endorsement or Affiliation
Inclusion of an airline, hotel chain, credit card issuer, transfer partner, or loyalty program in our database, scores, comparisons, or blog does not constitute an endorsement, partnership, recommendation, or affiliation. Loyalty.travel is not sponsored by, affiliated with, or endorsed by any airline, hotel group, alliance, card network, or loyalty program. All program names, logos, and trademarks remain the property of their respective owners and are used for identification purposes only.
Data Sources
Program data, award charts, partner ratios, status requirements, and editorial commentary are sourced from publicly available information including program websites, published award charts, expert blogs, member forums, and licensed data feeds. We do not receive proprietary data from loyalty programs. The Data Confidence indicator on scores reflects the diversity of independent public sources we located, not the absolute accuracy of the underlying program rules.
User-Provided Balances and Status
Tier status, point balances, qualifying progress, and expiry dates shown in your dashboard are values you entered or that were retrieved at a point in time. They are not authoritative. Always confirm balances and status directly with each program before relying on them for trip planning, status runs, or expiry-driven decisions.
Limitation of Liability
By using this site, you agree that Loyalty.travel, its owners, operators, and contributors shall not be held responsible or liable for any direct, indirect, incidental, or consequential losses arising from devalued points, missed status, forfeited awards, denied redemptions, fuel surcharges, or any other action taken or not taken based on information presented on this platform.
External Links
The Blog and Library aggregate links to third-party publications such as The Points Guy, One Mile at a Time, Head for Points, View from the Wing, God Save the Points, and others. Loyalty.travel does not control and is not responsible for the content, accuracy, or recommendations of any external site. External links do not constitute endorsement.
Corrections and Disputes
If you believe a program score, valuation, redemption claim, or factual statement on Loyalty.travel contains a verifiable error, contact us with the source and proposed correction. We review submissions against independent public sources and update scores on a roughly quarterly cadence.
Last updated: June 2026